Best Financial Advisors in Modesto

Find top-rated local financial advisors who can help you achieve your financial goals with personalized strategies and expert guidance.

Find an Advisor Estimated Advisor Fees
200+
Advisors
4.6/5.0
Average Rating

Modesto Financial Landscape

With a population of 204,933, Modesto's economy is diverse, driven by agriculture, healthcare, and manufacturing. The city is experiencing steady growth, attracting new businesses and residents.

Major industries
Agriculture, Healthcare, Manufacturing
Population
204K (metro: 1.0M)
Median household income
$61,000
Unique needs
Modesto requires a focus on agricultural sustainability and healthcare accessibility.
Market Insights
Economic Growth
According to BEA (2023), Modesto's economy has shown resilience with a growth rate of 2.5%, driven by agriculture and healthcare sectors.
Wealth Demographics
According to Census (2023), the median income in Modesto is $61,000, reflecting a diverse workforce with significant agricultural employment.
Advisor Specializations
Based on BLS (2023), financial advisors in Modesto are increasingly focusing on agricultural investments and retirement planning.
Local Considerations
Cost of Living
According to BLS (2024), Modesto's cost of living is 10% lower than the national average, making it an attractive option for families.
Real Estate Market
According to Zillow (2024), the real estate market in Modesto is experiencing a 5% annual increase, raising concerns about affordability and potential bubbles.
Business Environment
According to Fortune (2024), Modesto's business climate is improving, with incentives for startups and a focus on sustainable practices.

Top 5 Financial Advisors in Modesto

Granite Wealth Management
★ ★ ★ ★ ★ 5
Edward Jones - Financial Advisor: Dean McCoy, CFP®|AAMS®
★ ★ ★ ★ ★ 5
Oliveira Wealth
★ ★ ★ ★ ★ 5
Edward Jones - Financial Advisor: Sal Guerrero III, AAMS®
★ ★ ★ ★ ★ 5
Transamerica Financial Advisors, Inc.
★ ★ ★ ★ ★ 5
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How to Choose the Right Financial Advisor

When selecting a financial advisor in Modesto, consider these essential factors

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Fiduciary Standard
Prioritize advisors who commit to acting as fiduciaries 100% of the time, legally obligating them to put your interests first.
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Modesto-Specific Expertise
For Modesto residents working in Agriculture, Healthcare, Manufacturing, consider advisors with specific experience in your industry's unique compensation and benefit structures.
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Fee Structure Transparency
Understand how your advisor is compensated—whether through fees, commissions, or a combination—and how this might influence their recommendations.
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Credentials
Seek advisors with recognized credentials such as CFP®, CFA, or ChFC designations, indicating advanced training and ethical standards.
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Communication Style
Choose an advisor whose communication approach matches your preferences regarding frequency, detail, and method of interaction.
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Risk Management Focus
Modesto's agricultural focus poses risks from climate change and market volatility. Real estate prices may face pressure from economic shifts; diversify investments and consider flood risks.

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