Mezzi vs. Range: Pricing, Advice, and Who Does the Work

Updated September 25, 2026.

Mezzi and Range both offer alternatives to a percentage-based advisory fee, but they provide different services. Mezzi offers account-connected AI guidance while you retain implementation responsibility. Range combines a financial platform and its Rai assistant with human professionals and optional managed-investment and tax services, depending on the plan.

Choose based on the work you want handled. If you want to understand and make your own decisions across investments, cash, liabilities, and goals, evaluate Mezzi. If you want an ongoing professional team and services such as managed portfolios or tax filing, evaluate the relevant Range tier.

Range charges a flat membership fee for its own advisory services. Compare the applicable tier and any additional investment costs.

Method: Mezzi publishes this comparison. We inspected Mezzi's application and reviewed Range's current visible pricing page, service descriptions, and disclosures. We have not tested Range's advisory service. US prices were checked September 24, 2026; the service agreement and any additional fees govern your engagement.

Mezzi versus Range: the service difference

Sources: Mezzi pricing, Range pricing and scope, and Range services.

What Range offers

Range's proposition combines people, software, and financial services. Its professionals cover areas such as investment and retirement planning, taxes, equity compensation, and household cash flow. The service is team-based rather than a promise that every question goes to one dedicated individual.

That model may appeal to a household with decisions that require coordination. For example, a major equity-compensation event can involve investment concentration, cash needs, projected taxes, and implementation deadlines. A professional engagement can be valuable when you want someone to help organize that work and take responsibility for defined deliverables. Range service overview

Range also has its Rai assistant. This is not a choice between an AI product and a service that never uses technology. The more meaningful distinction is how professional involvement, implementation, and software are combined.

Premium, Platinum, and Titanium are different commitments

The visible pricing page lists Premium at $3,950 annually, including portfolio management and investment/retirement planning. Platinum is $5,950 and adds tax projections, equity-compensation planning, and estate-document creation. Titanium is $12,500 and adds personal tax filing within stated limits. Range plans

The limits matter. The site distinguishes tax planning from tax filing and says Platinum does not include filing. Titanium's filing scope has limits and possible extra charges, so a complex household should obtain the exact scope for its returns rather than infer unlimited service from the tier name.

Range's estate-document offering is also not the same as engaging a law firm for bespoke legal advice. Its disclosures explicitly make that distinction. If legal complexity is the reason you are considering the service, establish which work is included and which needs separate counsel.

What Mezzi offers

Mezzi is designed to help you work through financial decisions with your accounts and personal context in view. It includes investments, checking and savings, credit cards and other liabilities, and additional assets such as real estate. The real-estate workflow we inspected accepts manually maintained values.

AI Personalization adds the information behind the numbers: goals, preferences, household background, and how you want guidance presented. A cash balance may have a purpose that an account feed cannot reveal. Explaining that purpose can make a conversation about investing new money more relevant.

Exposure X-Ray helps investigate underlying investment exposure in supported funds. The broader household view can then inform a question about whether to change that exposure, direct new contributions elsewhere, or preserve liquidity for a near-term need. Mezzi's account-group update

What remains your responsibility

Mezzi does not execute trades, custody investments, prepare returns, or supply an all-inclusive human advisory team. You review the analysis and arrange implementation. You may still need a tax professional, attorney, or other specialist for a particular decision.

Paid plans include Delegations for ongoing monitoring, but a saved preference in AI Personalization is not automatically an active monitoring task. Confirm what is configured. Missing accounts, stale data, and incomplete tax records can affect the analysis.

For a self-directed household, retaining that responsibility may be exactly the desired model. For someone who wants to hand off implementation or professional coordination, it may be a reason to choose a different service.

Compare deliverables for one complicated year

Consider a household approaching an equity-compensation event. It may need to collect grant documents, understand concentration, estimate taxes, preserve cash for payments, choose an implementation plan, and eventually file a return. Those are several jobs, not one feature called tax optimization.

Mezzi can support discussion of the financial picture and preferences, while the household assigns professional review and implementation separately. Range's proposition may be more relevant when the household wants a team engaged in defined planning and service work. Its tier distinctions determine which work is included; the presence of Rai does not make the professional engagement identical to an AI subscription.

The buying question is therefore specific: which deliverables will exist, who will prepare them, and who will act on them? A lower software price is attractive only if the resulting division of work fits the household. This is an illustrative service comparison, not advice about exercising, selling, or filing for a particular grant.

What the price difference does and does not show

Mezzi Advisory is $399 annually. Concierge is $999 annually and adds advanced AI, unlimited active Delegations, setup assistance, and quarterly coaching check-ins. Advisory includes five active Delegations and support through video, phone, and email. Mezzi plans

Against Range Premium's $3,950 annual membership, Advisory's subscription is $3,551 lower and Concierge's is $2,951 lower. Those are fee differences between different services. They are not automatic household savings, because a person replacing Range may need to buy professional services separately or do additional work themselves.

Range's 0% AUM positioning does not mean there can be no other investment costs. Its disclosures identify potential brokerage, fund, third-party management, and other charges. Mezzi users also retain costs associated with their underlying investments and any outside professionals they engage. Compare the full arrangement, not only the app subscription.

Avoid projecting today's price unchanged for 30 years or turning the fee difference into a promised investment result. Prices, services, balances, and needs can all change. A one-year comparison with clear scope is a more useful starting point.

Match the service to the work you need done

You want a second perspective but prefer to act yourself. Mezzi may fit if you want to ask questions, understand tradeoffs, and maintain control of implementation. Its free tier lets you begin with your financial picture before deciding whether paid advice and Delegations are useful.

You want professionals to coordinate a complicated year. Range may fit if its relevant tier covers the work: projected taxes, an equity event, investment management, or a filing engagement. Ask what the team will deliver, when, and which documents it needs from you.

You already have a CPA or attorney you trust. Evaluate whether Mezzi can support your ongoing questions while those professionals keep their existing roles. Equally, evaluate whether Range's coordinated service would replace enough duplicated work to justify its membership. Neither answer follows from price alone.

You need someone to manage investments. Mezzi is not a discretionary manager. Compare Range's management arrangement, investment approach, custody, and full fees with other managed options. A lower software subscription is not a substitute for a service you specifically want delegated.

Questions to settle before joining

For either option, identify one important decision you expect in the next year. Then map the work: gathering records, analyzing choices, confirming tax or legal treatment, implementing, and monitoring.

For Range, ask which parts your proposed tier includes and where third parties or additional fees enter. For Mezzi, identify what you will do yourself and which professional relationships you will retain. This turns a vague “better advisor” comparison into a concrete service decision.

If you are already a Range client, read our switching evaluation before changing services. A transition should preserve the responsibilities and records you still need.

Common questions

Does Range charge 1% of assets under management?

Its current membership is flat-fee, and Range states that it does not charge an asset-based advisory fee for its own advisory services. Other investment or third-party fees may apply.

Does Mezzi Concierge replace Range Titanium?

No. Concierge provides additional AI, monitoring capacity, setup assistance, and coaching. It does not include Titanium's specified tax-filing service or discretionary portfolio management.

Does Range use AI?

Yes. Range includes Rai and digital tools alongside its professional team. The comparison is about the service arrangement and responsibilities, not whether only one uses AI.

Which is better for a self-directed investor?

Mezzi is worth evaluating if you want guidance and intend to implement decisions yourself. Range may still be useful if you want its professional team or included services. The right choice depends on the work you want to retain or delegate.