How to Export Your Data from Empower (And Where to Take It)

Exporting your financial data from Empower is simple and gives you more control over how you analyze your portfolio. Empower only shows the last 90 days of data by default, so exporting ensures you can access your full transaction history and net worth details. Here's how:

• Export Options: Use the Empower mobile app (iOS only) or web app to download data. Net worth data can be exported as PDFs, and transactions as CSV files.
• Filters Matter: Exports are tied to filters like date range or account type. Adjust these to include all the data you need before downloading.
• Steps for Web App: Go to the Transactions tab, select your date range, and click the CSV icon to download.
• Steps for iOS App: Set your date range in the Transactions or Net Worth sections, then export directly to your device.

After exporting, you can connect your data to Mezzi, a platform that analyzes your portfolio for tax planning, asset placement, and retirement planning strategies. Mezzi provides insights without requiring you to move your funds.

Plans start at $299/year and include tools like tax optimization, portfolio analysis, and retirement projections. Whether you're just starting or managing complex finances, exporting your data and integrating it with Mezzi can help you make more informed decisions.

HOW TO DOWNLOAD & EXPORT EMPOWER REPORTS (2025 UPDATED GUIDE) | STEP-BY-STEP TUTORIAL

How to Export Your Data from Empower

Empower allows you to export net worth data as PDFs and transaction details as CSV files, with the process differing between platforms. Currently, mobile exports are only available for iOS users, while Android users need to use the web app.

Keep in mind that your exports will match the filters you’ve applied. For example, if you’ve set a 90-day date range or filtered for credit card accounts, your download will reflect those choices. Below, you’ll find step-by-step guides for exporting data on different platforms.

Exporting Net Worth Data on the Empower Mobile App

If you're using an iOS device, you can export net worth data as a PDF for any selected date range. Here’s how:

1. Open the Empower app and tap the menu icon (three horizontal lines) in the top-left corner.
2. Select 'Net Worth' from the menu.
3. Tap the calendar icon at the top center of the screen to choose your date range.
4. Once you’ve set the dates, tap the down arrow and select where to save the file on your device.

Exporting Transaction Data on the Empower Web App

To export transaction data through the web app, follow these steps:

1. Log in to your Empower Personal Dashboard.
2. Go to the Overview tab and select Transactions.
3. Look for the CSV icon (a circular arrow around "CSV") to the right of the 'Search transactions' field - this is your export button.

Before exporting, you can adjust the date range using the date selector. The default is 90 days, but you can customize the "From" and "To" dates to include your full transaction history. You can also filter by account type (Cash, Investment, Credit) using the buttons at the top or search for specific merchants or keywords in the 'Search transactions' field.

If the download doesn’t start, check your browser settings to ensure pop-ups from the Empower website are not being blocked.

Exporting Transaction Data on the Empower Mobile App

For iOS users, exporting transaction data is straightforward:

1. Open the Empower app and go to the Transactions screen.
2. Tap the calendar icon in the top-right corner to set your date range.
3. Tap the export option, and a pop-up will ask you to choose a sorting preference (e.g., "Date (newest to oldest)").
4. Once you’ve selected your sorting option, tap Export and pick a save location on your device.

Connect Your Empower Data to Mezzi

After exporting your complete financial history using Empower's tools, you can take things further by integrating it with Mezzi. This smart connection lets you gain deeper insights while keeping full control of your assets. Your money stays in its original accounts - whether they're brokerage or bank accounts. Mezzi uses read-only aggregation through trusted platforms like Plaid and Finicity (Mastercard) to analyze your data without moving funds or executing trades.

Connect Empower Accounts to Mezzi

To get started, log into Mezzi and link your Empower-connected accounts using its aggregation feature. Mezzi employs top-tier security standards and doesn’t access your login details. Once connected, you’ll get a consolidated view of all your holdings, including 401(k)s, Roth IRAs, taxable brokerage accounts, and any others you've tracked through Empower.

This unified perspective helps Mezzi uncover risks and opportunities that might otherwise go unnoticed. For instance, it can detect wash sale risks across accounts, reveal overlapping ETF holdings, and suggest better asset placement between Roth, Traditional, and taxable accounts. These insights rely on having a complete picture of your portfolio - not just fragments.

Use Mezzi's Insights with Your Exported Data

Once your accounts are linked, Mezzi’s tools take your data to the next level. Your exported Empower data allows Mezzi to provide precise, actionable investment insights. For example, if Mezzi flags a tax-loss harvesting opportunity, you can use your exported file to confirm the transaction’s purchase date and cost basis. Similarly, rebalancing suggestions become easier to evaluate when your data shows the last time you adjusted your allocation.

Mezzi’s X-Ray feature adds another layer of clarity by identifying hidden exposures. It highlights which stocks are spread across your ETFs, mutual funds, and individual holdings, helping you spot redundant fees tied to overlapping funds. On top of that, Mezzi provides forward-looking recommendations to guide your next steps.

Get More from Your Data with Mezzi

Once your Empower data is connected, Mezzi uses its AI-powered tools to analyze your portfolio and provide insights without charging assets-under-management fees. The platform keeps a close eye on your portfolio daily, identifying tax opportunities, inefficiencies in fees, and progress toward your retirement goals. Here's how Mezzi turns your data into actionable strategies for smarter tax planning and retirement preparation.

Tax Optimization and Portfolio Analysis

By connecting your Empower data, Mezzi transforms raw numbers into actionable financial strategies. It tracks your investments daily, alerting you when holdings shift from short-term to long-term capital gains status, potentially cutting your tax rate in half. It also monitors 30-day wash sale windows across all accounts, helping you avoid repurchasing similar securities too soon.

Mezzi's account optimization feature ensures your assets are positioned effectively across Roth, Traditional, and taxable accounts. For instance, bonds and REITs - both of which generate ordinary income - are often better suited for tax-advantaged accounts. Meanwhile, growth stocks, which produce long-term capital gains, may be more efficient in taxable accounts. Striking this balance could boost annual returns by 1% to 2%. On a $1 million portfolio, that’s an extra $10,000 to $20,000 per year. Over 30 years, reinvesting just $10,221 saved on capital gains taxes could grow to $76,123.

"Mezzi's X-Ray feature allowed me to uncover exposure to stocks I didn't realize I had." - Shuping, Founder of Summer AI

Mezzi's X-Ray tool also highlights overlapping investments in your portfolio. Reducing redundant fees may enhance retirement savings over time, depending on your specific situation.

Retirement Planning with Your Connected Accounts

With all your accounts integrated, Mezzi delivers retirement projections that reflect every detail of your portfolio. Whether you're planning for traditional retirement or aiming for FIRE (Financial Independence, Retire Early), the platform factors in your current portfolio value, contributions, withdrawals, fees, and asset allocation to show when you can retire - and how to get there faster.

The AI chat feature is available 24/7 to answer specific questions. For example, you can ask how a mega backdoor Roth conversion might work for you or how increasing your 401(k) contributions by $500 a month could impact your retirement timeline. The responses are tailored to your actual holdings and financial situation.

"Mezzi gives me answers and ideas when I need them, no matter what time of day or how big or small the question." - Mike, Product Manager

Mezzi continuously updates your retirement plan, adjusting for market changes and shifts in your portfolio. This level of planning is available for a flat subscription fee, which may result in cost savings for some investors compared to assets-under-management models.

Mezzi Plans and Pricing

Mezzi offers three subscription plans, designed to provide comprehensive financial guidance without added fees:

Plan	Annual Price	Key Features
Core	$299	Unlimited AI chat, 24/7 monitoring with proactive insights, X-Ray feature, tax optimization, and returns analysis across all accounts
Plus	$499	All Core features plus advanced AI research, early access to new features, and concierge support via video, phone, and email
White Glove	$1,499	Includes all Plus features, along with personalized coaching via video calls and unlimited support calls with the Mezzi team

For Empower users starting with Mezzi, the Core plan offers essential tools for tax optimization and portfolio analysis to help you begin saving right away. If you have more complex needs, such as understanding your transaction history or implementing recommendations, the Plus plan provides enhanced AI capabilities and concierge support. The White Glove option is perfect for those managing multiple accounts or dealing with intricate financial situations like Roth conversions or estate planning. Select the plan that matches your needs and take control of your financial future.

Conclusion

After setting your filters, download your Empower CSV export. Make sure to select "All Time" to include your complete history, and navigate to the "Investment" tab to export the portfolio data you need.

Once you've successfully exported your data, you can integrate it with Mezzi to gain daily, actionable insights. Mezzi's AI continuously monitors your portfolio, helping you identify tax-loss harvesting opportunities, track wash sale risks across accounts, and optimize asset locations across Roth, Traditional, and taxable accounts. While Mezzi doesn’t execute trades, it offers portfolio analysis and guidance for a flat subscription fee.

By linking all your accounts, Mezzi provides retirement projections tailored to your actual holdings, adjusting in real time to market fluctuations. This gives you 24/7 access to insights that empower you to make smarter financial decisions.

Whether you opt for the Core plan at $299/year for essential tax and portfolio analysis or the White Glove plan at $1,499/year for personalized coaching, you’re choosing a path to take control of your wealth with a flat subscription fee. Pick your plan and turn your Empower data into a clear, actionable strategy for your financial future.

FAQs

How do I export more than 90 days from Empower?

To access more than 90 days of data from Empower, you can use the export feature available in their web application. Start by heading to the Empower Personal Dashboard, where you can set up an export method and choose the specific date range you need. This way, you can retrieve data that goes beyond the first 1–3 months typically imported when you link your account. For step-by-step instructions, refer to the support resources provided by Empower.

Why is my Empower export missing some accounts or transactions?

If your Empower export is missing accounts or transactions, it could be due to data aggregation limits, temporary skips, or restrictions specific to your financial institution. To address this, try re-entering your credentials in the My Accounts Panel to re-sync the missing data.

Keep in mind that Empower typically pulls 30–90 days of transactions when you link a new account, depending on the institution’s policies. If the issue continues, reach out to Empower support. Be sure to provide the institution name, account type, and the last four digits of the account for faster assistance.

Do I have to move my money to use Mezzi with my Empower data?

No, you don’t have to transfer your money to use Mezzi alongside your Empower data. Mezzi works seamlessly with your existing accounts, such as Schwab and Chase. By securely linking to these accounts, Mezzi provides personalized, AI-driven insights, tax strategies, and portfolio management - all aligned with your financial goals.

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