Mezzi Wealth Groups and Tax Lots: August 2026 Update

Updated September 26, 2026.

Archived article dated August 26, 2026. This dated product update has been edited for clarity. Launch details and roadmap statements below refer to the original publication date; screenshots are historical illustrations. See current membership options and the Mezzi help center for today’s product details.

Focus on what matters today

My wife and I manage a lot of accounts for our family—several brokerages, retirement accounts, a couple of banks, too many credit cards, and real estate investments. The big picture net worth is most important.

But, as life happens, specific questions come to mind and we want to drill into just one slice. This release makes that easy.

Four groups to get answers

Your accounts are now organized into four groups—Investments, Banking, Other Assets, and Liabilities. It's a simpler way to move between your complete net worth and just the part you're focused on today.

Go to Investments for: "The market is tanking, how are our stock market investments doing?"

Go to Banking for: "Do we have enough cash for that big purchase?"

Go to Liabilities for: "Why are our credit card balances so high this month?"

You can also filter Net Worth by account owner, taxable, and tax-advantaged. Want to go further? Build your own groups in AI Personalization on Profile and explore them in chat — there are dozens of ways to slice your net worth to match how you think about your money.

Tax lots for more specific tax analysis

Tax lots are now available for your accounts connected via Snaptrade:

• Fidelity
• Robinhood
• E*TRADE
• Public
• Interactive Brokers

In chat, available tax lots from these connections can inform questions about tax-aware rebalancing and tax-loss harvesting.

Use the group that matches the decision

A net-worth total and an investable-cash total answer different questions. In an illustrative household with $300,000 of investments, $40,000 in banking, a $600,000 home and a $250,000 mortgage, net worth is $690,000. The home's value does not become spending cash just because it appears in the same overview.

If $20,000 of bank cash is reserved for emergencies and $15,000 for a near-term purchase, only $5,000 remains unassigned before other obligations. Add those purposes to personalization when asking what to review next. Also check that the home and mortgage are recorded separately rather than counting home equity and subtracting the mortgage again.

What do tax lots add?

A position can contain purchases made at different prices and dates. Lot-level context can therefore change a discussion about realizing a gain or loss. The brokerage list above describes the connections announced in this release, not a guarantee that every account has complete lot records today.

Before relying on a proposed sale, reconcile the lots with the broker and consider other household accounts and replacement purchases. This update adds analytical context; it does not state that Mezzi submits trades or guarantees tax savings.

By Manish Jain, CFA, co-founder of Mezzi. Original publication date retained; editorial clarification September 26, 2026.

This historical product update is for informational purposes. Examples are illustrative, not investment recommendations or promised results. Account coverage and data quality affect analysis. Review assumptions before acting; AI can make mistakes.